Understand your money. Manage it better. Get your money right.

New: Free, Plus & Pro plans · 14-day free trial

Know exactly where
your money is going.

Bills, debt, spending, budgets, documents and to-dos in one place — with an AI advisor that reads your real numbers, answers in plain English, and does the busywork for you.

Free forever plan
No credit card to start
Your data is never sold
MyMoneyRight Command Center
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Electric bill due in 3 days$142.18 · autopay is off
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Debt-free 4 months soonerwith $50 extra on the Visa
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"Moved 6 Uber trips to Transportation"your AI advisor, just now
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Money tools in one app
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Things the AI can do for you
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Ads or data brokers
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To start · 14-day paid trials

From "where did it all go?"
to a plan — in three steps.

1

Bring your money in

Connect your bank (Plus and Pro) and transactions import on their own — or type them in on Free. Add bills, debts and goals in minutes.

2

See the whole picture

Your Command Center shows what's due, what you owe, what you've spent against budget and your estimated balance — on one screen.

3

Ask, then act

Ask the AI advisor anything. It answers from your real data — and can update budgets, sort transactions and set up to-dos for you.

It doesn't just answer.
It does the work.

The advisor sees your actual bills, debts, transactions and budget — not a generic profile. Ask a real question and get a real answer. Ask it to fix something and it does, asking first before it deletes anything.

Examples only — your advisor answers with your own numbers.

AI
MyMoneyRight Advisor reading your accounts
Ask about your money…➤
Edits for youTransactions, budgets, bills, debts and notes
Plans with youTo-dos with subtasks, calendar events, payoff plans
Builds filesSpreadsheets, Word, PDF and PowerPoint from your data
Reads paperworkStatements, letters and photos — summarized and filed

The little things that keep
money from slipping through.

New

Notes that know which transaction they're about

Link a note — or a receipt, contract or warranty — to the exact transaction, bill or debt it belongs to. Add one right from Add Transaction and jump back to it from a link.

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Calendar & reminders

Bills, debt due dates, to-dos and your own events — one-time or recurring — on one calendar.

✅

To-dos with subtasks

A Kanban board for money chores, with checklists and two-way Google Tasks sync.

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Command Center

Open the app and see it all at once: what's due, what you owe, your budget and your balances — plus what needs attention today.

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Paperwork, handled

Forward a statement by email or snap a photo of a letter. It lands in your document vault as a searchable PDF with an AI summary.

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Reports you'd actually read

An AI-written monthly PDF report and a branded financial-plan slide deck built from your last three months — what to consider today to cut debt, trim bills and grow net worth.

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Push alerts

Bills due soon, overdue to-dos and new documents — on your phone or desktop.

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Know what's safe to spend

Your estimated balance counts what you've spent but the bank hasn't posted yet — so you never overdraw by surprise.

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Watch your net worth grow

Net worth, cash flow and debt payoff progress charted month by month, so you can see your progress, not just your bills.

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No double counting

Log a payment the day you send it. When the bank posts it, MyMoneyRight matches the two automatically.

See What Financial Clarity Looks Like

A walkthrough of the key features and benefits — see exactly how MyMoneyRight brings clarity to your finances.

Every Screen Built for Clarity

Real screens from the live app — no mockups, no stock photos.

app.mymoneyright.ai
Command Center Transactions Bills Debt Budget AI Advisor

Command Center

Bills, debt, accounts, upcoming and pending transactions, budget status, and to-dos — all on one screen.

Bank Transactions

Every transaction in one place — synced, imported, or manual. Smart categories, inline editing, and coming & pending tracking.

Monthly Bills

Every recurring bill tracked with due dates, last payment dates, and auto-pay flags. 5 of 7 paid this month.

Debt Tracker

All debts in one view — balances, minimums, payment history. Watch your total debt fall as you log payments.

Budget Planner

Budget vs. actual bar chart shows exactly where you're over or under, by category, every month.

AI Financial Advisor

Ask anything in plain English. The AI sees your real bills, debts, transactions, and budget.

Start free. Upgrade when it pays for itself.

Every paid plan starts with a 14-day free trial. Cancel anytime in two clicks.

Free
Budget by hand, with a taste of AI
$0forever
 
Get started free
  • Enter transactions and budgets yourself
  • 3 bills and 3 debts
  • 15 AI advisor messages a month (Lite)
  • 5 AI document reads a month
  • Notes, to-dos, calendar and email-in
  • Bank connections
  • Monthly report & financial plan
Pro
Every account, every insight
$14.99/ month
14-day free trial
Start free trial
  • Connect 6 banks
  • Unlimited bills and debts
  • 300 AI advisor messages a month, then Lite mode
  • 100 AI document reads a month
  • 8 monthly reports or financial plans
  • 30 live balance checks a month
  • Choose your AI model, including premium models
  • Priority support
Not sure? Two quick questions.
How many banks or cards do you want to connect?
How often will you ask the AI advisor?
Pick an answer to each and we'll suggest a plan.
Compare every limit
FreePlusPro
Bank connections (Plaid)—26
Bills & debts3 eachUnlimitedUnlimited
AI advisor messages / month15 (Lite)100 + 100 Lite300 + 100 Lite
AI document reads & photo scans / month525100
Monthly report / financial plan—2 / month8 / month
Live balance checks—4 / month30 / month
Choose your AI model——✓ incl. premium
Notes, documents, to-dos, calendar, email-in✓✓✓
Google Tasks sync, push alerts, themes✓✓✓
SupportHelp chat + ticketsHelp chat + ticketsPriority tickets

"Lite mode" means that once a plan's monthly AI messages are used, replies come from a faster, lighter model instead of stopping — no surprise bills. A premium model such as Claude Opus counts as 3 messages on Pro. Allowances reset on the 1st.

Two steps. Nothing charged for 14 days.

Choose a plan, approve it in PayPal, then sign in with Google — your plan switches on right away.

Figure out your numbers
before you sign up.

Use these free calculators to understand where you stand today.

🏦 Debt Payoff Calculator

See how long it will take to pay off a debt and how much interest you'll pay — with and without extra payments.

Your Payoff Estimate
Payoff time (min payment only)—
Total interest (min payment)—

🛡️ Emergency Fund Calculator

Find out how much you should have saved to cover life's unexpected expenses — and how long it will take to get there.

Your Emergency Fund Plan
Target amount—
Amount still needed—
Time to reach goal—

Once you know your numbers, track your progress in the app →

Your financial data deserves
serious protection.

No ads. No data selling. No trackers. Here's exactly how we protect your information.

Data never sold

Your financial information is never shared with advertisers, data brokers, or third parties — ever.

HTTPS encrypted

All data in transit is encrypted with TLS. Bank connections run through Plaid's secure, bank-grade infrastructure.

Export your data anytime

Your data is stored in a simple, open format. No lock-in — take it with you whenever you want.

Zero advertising trackers

No Facebook Pixel, no Google Analytics, no third-party tracking scripts on the app.

Google Sign-In only

No passwords stored. Authentication is handled entirely by Google — your credentials never touch our servers.

Read-only bank access

Bank sync via Plaid is read-only. MyMoneyRight can see your transactions — it cannot move money.

How MyMoneyRight uses
your Google data.

MyMoneyRight is a personal finance app for tracking bills, debts, budgets and to-dos. It connects to Google for two things only: signing you in, and, if you choose, syncing your financial to-dos with Google Tasks.

Required to sign in

Sign in with Google

We use Google Sign-In instead of passwords. When you sign in, Google shares only your name, email address and profile picture with us.

We use them to create your account, sign you in, show your name and picture in the app, and send you account emails such as support replies. We never see your Google password.

Optional

Google Tasks sync

If you turn on Google Tasks in Settings, we ask for permission to manage your tasks (https://www.googleapis.com/auth/tasks). We use it only to:

  • create one task list named "MyMoneyRight";
  • keep the to-dos and subtasks in that list in sync with your MyMoneyRight to-dos: title, notes, due date and completion status.

This lets your bill reminders and money to-dos show up in Google Tasks on your phone. We don't read your other task lists or anything else in your Google account. Disconnect any time in Settings; we then revoke our access with Google and delete our copy of the access tokens.

What we never do with Google data: we don't sell it, use it for advertising, or use it to train AI models, and we don't share it except to run the features you use. MyMoneyRight's use and transfer of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements. Full details are in our Privacy Policy.
D
"I built MyMoneyRight because I got tired of not knowing. Not knowing how close I was to my next bill. Not knowing which debt was costing me the most. Not knowing if I could afford something without doing mental math in a parking lot.

Every existing app was either too simple to be useful, too complex to stick with, or designed to sell me something. I wanted one honest view of my real financial life — and an AI that could actually answer a direct question about my money without giving me a generic blog post.

So I built it myself. And now I use it every day."
Damian Brown
Founder, MyMoneyRight
Built on these beliefs
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Your data belongs to you
Never sold, shared, or used for advertising. Export it any time.
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Clarity beats complexity
One clear view of real numbers is worth more than a hundred charts.
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Honest pricing
A genuinely useful free plan. Paid plans from $7.99 with a free trial, no hidden fees. Cancel in two clicks.
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AI that actually helps
Answers based on your real numbers, not generic financial advice.

Common questions.

Free is for budgeting by hand: you enter transactions yourself, track 3 bills and 3 debts, and get 15 AI advisor messages a month. Plus ($7.99/month) connects 2 banks so transactions import automatically, removes the bill and debt limits, and adds 100 AI messages, monthly reports and live balance checks. Pro ($14.99/month) connects 6 banks, triples the AI allowances, lets you choose your AI model, and includes priority support.
You approve the subscription in PayPal, and your plan switches on straight away. PayPal charges nothing for the first 14 days. Cancel before then — in the app under Profile → Subscription, or in PayPal — and you're never charged.
On Plus and Pro the advisor keeps going in Lite mode — a faster, lighter model — for up to 100 more messages. You're never cut off mid-conversation and never billed extra. Allowances reset on the 1st of each month. You can see your usage any time in Profile → Subscription.
No. The AI advisor is built in on every plan — there's nothing to set up and no extra cost.
No. You can enter transactions by hand on any plan. Connecting a bank (Plus and Pro) simply saves the typing — transactions import on their own and your balances stay current.
No. Bank connections through Plaid are read-only — MyMoneyRight can see your transactions and balances, but it cannot transfer money, make payments or change anything at your bank.
Yes, anytime. Switch between Plus and Pro from the plans window in the app — your old subscription is cancelled automatically so you're never billed twice. To cancel, go to Profile → Subscription → Cancel Subscription, or cancel in PayPal under Automatic Payments.
Nothing is deleted. Your account moves to Free and you keep your history, bills, debts, notes and documents. You just can't add past the Free limits or use paid features until you upgrade again.
Bank connections are powered by Plaid, which supports thousands of US banks, credit unions and card issuers.

Know exactly where your money is going.

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