Track bills, debt, spending, and financial goals in one place. Get AI-powered guidance based on your actual finances — not generic advice.
A walkthrough of the key features and benefits — see exactly how My Money Right brings clarity to your finances.
This is what makes My Money Right different. The AI advisor sees your actual bills, debts, transactions, and budget — not a generic profile. Ask a real question, get a real answer.
Most people don't have a budgeting problem. They have a clarity problem. My Money Right fixes that.
Bills, debts, transactions, account balances, and budget — all connected. No more jumping between spreadsheets, bank apps, and sticky notes.
Automatic categorization, spending trends, budget vs. actual reports, and AI-written monthly summaries so you always know where things stand.
Your AI advisor turns your real financial data into specific, actionable guidance. Less stress. Less debt. More money staying in your pocket.
The dashboard brings everything together — bills due this month, total debt, budget burn rate, connected account balances, and upcoming transactions — so you never have to wonder where things stand.
Track every debt — credit cards, loans, student debt — with balances, interest rates, and payment history in one place. Log payments directly from your transactions and watch your debt shrink.
Build a real monthly budget with categories that match your life. The budget vs. actual bar chart shows exactly where you're over or under — not at the end of the month, but right now.
Bank sync via Teller, CSV import, or manual entry. Smart keyword rules auto-categorize spending. Location tagging pre-fills descriptions at familiar spots.
Never miss a payment. Track every recurring bill with due dates, auto-pay flags, and upcoming alerts. See what's paid, due, and overdue at a glance.
One tap generates a professional PDF with your income, spending breakdown, budget performance, bills status, and AI-written recommendations.
Store financial statements, notices, and correspondence. Email documents directly into the vault. Files attach to debts and bills automatically.
Turn financial anxiety into action items. Priority levels, due dates, and two-way Google Tasks sync so financial to-dos appear alongside everything else in your life.
Bill due alerts and payment reminders without opening the app. Works on mobile and desktop.
Install to your home screen. Loads instantly, works offline-capable, feels native — no app store required. Available on Android, iOS, and desktop.
Color themes, custom AI advisor persona and avatar, profile photo, and fully customizable spending categories — add, rename, recolor, or remove from Settings.
AI support chat for instant help, plus ticket tracking with real email replies. Support phone line answered 24/7 by Rosie AI.
"I built My Money Right because I got tired of not knowing. Not knowing how close I was to my next bill. Not knowing which debt was costing me the most. Not knowing if I could afford something without doing mental math in a parking lot.
Every existing app was either too simple to be useful, too complex to stick with, or designed to sell me something. I wanted one honest view of my real financial life — and an AI that could actually answer a direct question about my money without giving me a generic blog post.
So I built it myself. And now I use it every day."
No ads. No data selling. No trackers. Here's exactly how we protect your information.
Your financial information is never shared with advertisers, data brokers, or third parties — ever.
All data in transit is encrypted with TLS. Bank connections use certificate-pinned mTLS via Teller.
Your data is stored in a simple, open format. No lock-in — take it with you whenever you want.
No Facebook Pixel, no Google Analytics, no third-party tracking scripts on the app.
No passwords stored. Authentication is handled entirely by Google — your credentials never touch our servers.
Bank sync via Teller is read-only. My Money Right can see your transactions — it cannot move money.
Real screens from the live app — no mockups, no stock photos.
Bills, debt, accounts, upcoming and pending transactions, budget status, and to-dos — all on one screen.
Every transaction in one place — synced, imported, or manual. Smart categories, inline editing, and coming & pending tracking.
Every recurring bill tracked with due dates, last payment dates, and auto-pay flags. 7 of 8 paid this month.
All debts in one view — balances, minimums, payment history. Watch your total debt fall as you log payments.
Budget vs. actual bar chart shows exactly where you're over or under, by category, every month.
Ask anything in plain English. The AI sees your real bills, debts, transactions, and budget.
"The debt tracker changed how I think about money. I could finally see my payoff date and watch it move closer. Paid off two cards in six months using the avalanche strategy the AI recommended — saved over $600 in interest."
"I had no idea how much I was spending on subscriptions until everything was in one place. Within two weeks I had cut $180/month in spending I didn't even realize was happening. The AI spotted patterns I completely missed."
"My wife and I have been trying to get on the same page about money for years. This finally gave us a shared picture. The bill calendar has saved us from at least three late fees, and asking the AI 'can we afford this?' actually gives us a real answer."
Use these free calculators to understand where you stand today.
See how long it will take to pay off a debt and how much interest you'll pay — with and without extra payments.
Find out how much you should have saved to cover life's unexpected expenses — and how long it will take to get there.
Once you know your numbers, track your progress in the app →
Start free. Upgrade when you're ready for the full experience.
One practical, actionable tip each month — on debt payoff, budgeting, or making the most of the app. No spam. Unsubscribe any time.
No spam. Unsubscribe any time. Your email is never shared.
Subscribe with PayPal for $7/month and unlock everything. Cancel any time.
Click below to subscribe via PayPal. You'll be prompted to sign in to My Money Right after payment to activate your Pro plan.
Start free in 60 seconds. No credit card. No nonsense.
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